Balance Transfer & top up

What is a Top Up Loan?

Top-up is a provision that helps you adding a certain amount to avail for personal and professional needs like marriage, Child’s education and business expansion etc.

Why Balance Transfer Required?

Loan having a very long tenure like up to 30 years bounded to spend a large amount of your income in servicing it.

Total Loan Amount contains more than 50% as an interest amount.

You can maintain interest rate at lowest by transferring your loan from higher interest to lower one by Balance Transfer.

It gives better benefits at initial years of loan as you pay the highest interest component in the initial years.

What are the benefits of transferring loan?

Reduction in interest rates from higher rates

Reduction in EMI

Option to avail top up loan at same rate as home loan rate on certain condition.

Lower interest rates with best scheme from various Banks

What is the benefit of top up loan?

The interest rates of the top-up home loan are lower as compared to the rates of credit cards, personal loans or car loans.

The tenure of the top-up loans is longer as compared to the tenure of other unsecured loans.

Contact

201, 2nd Floor, Square Plaza, Vishwas Colony, Beside Bombay Sandwich, R.C. Dutt Road, Alkapuri, Vadodara-390007
+91 8000206660
Sales@ecpl.loans

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