Personal Loans
Need cash in a hurry to cope with a medical emergency? Planning an international trip but not sure if you can cover the costs? Want to renovate your home for a big occasion but concerned about running out of cash? You can now do all these things and more without worrying about where the money will come from. ECPL Personal Loans are designed to address diverse financial needs in an easy and convenient manner.
One of the leading providers of personal loans in India, ECPL offers flexible tenures, competitive interest rates, pocket-friendly repayments, and superfast disbursals. Pre-approved ECPL customers can get an instant personal loan in under 10 seconds. Other customers can get a personal loan in as short a time as 4 hours.These unmatched features and benefits make our products among the best personal loans in India. Quick, competitive and transparent, ECPL Personal Loans can be customized to suit your every need. With a fast disbursal process, you can avail of a loan in 4 hours*, while enjoying our unmatched benefits.
Get a personal loan in quick time
- Check eligibility in one minute online and at select branches
- Get funds in 10 seconds if you are a pre-approved Shree Balaji Capital customer. Other customers can get a loan in under 24 hours
- Get loan amount in just one working day of document submission
Protect yourself with insurance
- Personal Accident Cover: For a nominal premium* you can avail of Personal Accident cover of up to Rs. 8 lakhs, and Critical Illness cover of up to Rs. 1 lakh. The premium for these policies will be deducted from the loan amount during disbursal. Applicable taxes and surcharge/cess will be charged extra.
- Personal Loan Security: Secure your personal loan with Sarv Suraksha Pro. Key benefits include:
- Credit Shield Cover equal to the outstanding loan amount
- Accidental Hospitalisation cover of up to Rs. 8 lakhs*
- Accidental Death/Permanent Disablement cover of up to Rs. 1 lakh*
Eligibility Criteria
The following people are eligible to apply for a Personal Loan:
- Salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
- Individuals between 21 and 60 years of age
- Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
- Those who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)
Business Loans
ECPL offers easy and quick business finance up to Rs.30 lakh to small businesses at low interest rates.
Contact
- 201, 2nd Floor, Square Plaza, Vishwas Colony, Beside Bombay Sandwich, R.C. Dutt Road, Alkapuri, Vadodara-390007
- +91 8000206660
- Sales@ecpl.loans